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Top Tier TC — Free Tool

What Could You Earn as a TC?

See how Creative Transaction Coordinator income compares to a traditional W-2 TC salary — adjusted to your situation.

Before we start

There are two types of TC work.

They pay very differently — and one of them you might already be doing without knowing it.

Traditional

W-2 Transaction Coordinator

Works forEscrow firms, title companies, banks, mortgage lenders, and real estate brokerages.
Pay structureFixed salary. Set hours. You work their files, for their clients, on their timeline.
Income ceilingTied to promotions and annual raises. Most W-2 TCs earn $38,000–$78,000/year regardless of deal volume.
ScheduleEmployer decides. Typically 40 hours/week, in-office or hybrid.

Creative

Creative Transaction Coordinator

Works withReal estate investors — wholesalers, fix and flippers, Subject-To buyers, and seller finance investors — who are closing multiple transactions a week and need someone to manage each file from contract to close.
Pay structureAverage for a creative file is around $1,000. Easier files can be less, while complex deals often pay more. Your income scales directly with your file volume.
Income ceilingThere really isn't one. It comes down to how many files you want to work. You can start part-time, grow at your own pace, and eventually build your own TC business if that's the direction you want to go. No salary cap, no ceiling.
TrainingTop Tier TC is one of the only programs that specifically trains Creative Transaction Coordinators — not traditional escrow work, but creative finance files that pay more and have stronger demand.
ScheduleYours entirely. Many creative TCs work 10–20 hours a week around kids, a part-time job, or other commitments.

Question 1 of 3

How many hours per week could you dedicate?

15
hours / week

The schedule is entirely yours. A lot of creative TCs work 10–15 hours a week — fitting files around their kids, a part-time job, or whatever life looks like right now.

Estimated Creative File Volume
6
files / month
A creative finance file takes approximately 10–15 hours of TC work spread over 30–45 days — about 2–3 hours of attention per active file each week. This varies by deal complexity.

Question 2 of 3

Do you have any relevant background?

This affects how quickly you'd ramp up. Top Tier TC trains people at every starting point.

Admin, back-office, or organizational experience
Coordinators, executive assistants, office managers, project managers, church administrators, county clerks — anyone who keeps things running.
Real estate background
Agent, loan officer, notary, title company, escrow, mortgage processor, or any role inside a real estate transaction.
Starting fresh — no prior background
New to this type of work, but organized, detail-oriented, and good at following through. That's all this actually requires.

Question 3 of 3

What's your main income goal?

This helps us frame your results. There's no wrong answer.

Add to what I already make
Looking for an extra $500–$2,000/month alongside another job or income source.
Replace my current income
Want to leave a W-2 job or replace income I've lost. Full replacement is the goal.
Build a real TC business
Thinking bigger — grow a client base, scale volume, eventually build a team.

Your numbers

Here's what the two paths look like.

Traditional employment

W-2 Transaction Coordinator

Annual salary range
$38,000 – $78,000
Average monthly
$4,833
before tax • based on $58k avg
Effective hourly
~$28 / hr
at 40 hrs/week
Fixed 40 hrs/week, employer's schedule
Employer's clients — no choice in who you work with
Salary cap — raises require a promotion
~10 days PTO per year

Your business

Creative Transaction Coordinator

Annual potential
Monthly
 
Effective hourly
 
Work from anywhere
You choose every client you work with
Income scales with your file volume

Unlock the Creative Transaction Coordinator side

Enter your details to see your numbers and how long it takes to cross the W-2 line.

On the other side you'll see your income projection and what the training path to get there looks like.

Your Creative TC projection
—
—

Projected monthly income — Creative TC vs. W-2 TC baseline ($4,833/mo)

Fine-tune your numbers

Moving hours updates files automatically — or drag the files slider directly. At 15 hrs/week you could manage ~6 files/month.
Monthly
$6,000
Annual
$72,000
Effective hourly
$93/hr

Learn how Top Tier TC gets you there →

How Transaction Coordinator Income Works

What a Transaction Coordinator really does

A TC manages everything after a purchase agreement is signed — the paperwork, the deadlines, the coordination between buyers, sellers, title companies, and lenders. In creative real estate, that means SubTo deals and seller-financed acquisitions. The investor finds the deal. The TC holds it together through close.

How per-file income works

Creative TCs charge per file rather than drawing a salary. The Top Tier TC community average runs around $1,000 per transaction — simpler files can be less, complex deals with JV structures often more. Your income scales directly with your file volume — and so does your schedule.

Why demand is high right now

SubTo investors and business buyers need reliable TCs to hold each file together from contract to close. There aren't enough trained Creative Transaction Coordinators to go around — which is why per-file fees in this space run significantly higher than traditional TC work.

Common Questions

Do I need a real estate license to be a TC?

In most states, no. TCs perform administrative work — they don't practice real estate. No state exam or brokerage hours required.

How long does a creative file take?

It depends on complexity. The average creative finance file takes approximately 10–15 hours of TC work spread over 30–45 days — roughly 2–3 hours of attention per week per active file. Simpler deals can move faster; deals with multiple parties or JV agreements take longer.

How quickly can a new TC start earning?

Most TCs complete their first file within 30 days. By month 4–6, TCs inside Top Tier TC's community are often earning at or above the W-2 average.